Group Health Insurance Quote
What is group health insurance? Group health insurance is a single policy issued to a group of
people, offering uniform healthcare benefits to all members. In most
cases, these policies are purchased by employers and offered to eligible
employees and their families as part of an employee benefits package.
Enrolling in group health insurance generally costs participants less
than what they would pay for an individual healthcare policy for two
What are the benefits of group health insurance? For employees, the benefits of group health insurance include the
reduced price of healthcare and the ease of enrolling through their
employer. For employers, the benefits range from attracting quality
workers to the tax credits they can receive.
- The risk is spread over the whole group, as opposed to just one individual.
- Many employers pay a portion of employees’ premiums.
Is your business required to purchase group health insurance? Large businesses with 50 or more employees are now required to offer
group health insurance under the Affordable Care Act. Small businesses
with fewer than 50 employees are not required to offer coverage, but
they can qualify for tax credits to help offset the cost if they choose
to offer healthcare and pay for at least half of each employee’s
premium. Fill in the form below to get a quote.
submissions or payments made via this website do not constitute a
binding agreement to your policy or coverages. Changes and
payments to policies are not effective or binding until you, or any
party involved, receive official notice from either your insurance agent,
or your insurance company. If you have any questions, please feel free to
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