Sweet and Baker Insurance Brokers, Inc. Blog: tips
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Tuesday, September 12, 2017The postal service guarantees service, rain or shine. Many businesses like to do the same. However, there are times that the weather can impact employees’ ability to work under safe conditions. Nonetheless, employers and employees can take safety precautions that make workplaces safer when adverse weather threatens. READ MORE >>
Tuesday, February 10, 2015Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>
Tuesday, January 20, 2015For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. READ MORE >>
Tuesday, January 6, 2015Many businesses—especially small businesses with fewer employees—depend on a single person or a few key people for their success. If a key person becomes unable to work or dies, the business might lose valuable accounts or be temporarily unable to operate, resulting in lost revenue. READ MORE >>
Monday, December 29, 2014When a fire, accident or theft occurs at your business: Contact your insurance agent and company right away. Any burglaries or theft should also be reported to the police immediately. Read your insurance policy so that you know what your responsibilities are to your insurance company after a loss. READ MORE >>
Monday, December 22, 2014Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost inc... READ MORE >>
Tuesday, November 18, 2014Most businesses need to purchase at least the following four types of insurance: Property insurance, liability insurance, business vehicle insurance and workers compensation insurance. Here's a breakdown of what each one is. READ MORE >>
Tuesday, October 28, 2014A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. READ MORE >>
Tuesday, October 21, 2014If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance. READ MORE >>
Tuesday, September 23, 2014Having good credit can help you in a surprising number of ways. A good credit history can result in getting that dream job, lower interest rates on car loans and mortgages, and better rates on your insurance. READ MORE >>