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We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Sweet and Baker Insurance Brokers, Inc. Blog: home insurance

View the latest blog posts from Sweet and Baker Insurance Brokers, Inc..

We are moving into spring, and the changing weather makes us all want to throw open the windows and let the fresh air in. You also may notice that a lot of dust gets stirred up when you open the house for the first time this spring. It must be time for spring cleaning. READ MORE >>

When a guest visits your home, the last thing you might expect is someone being hurt. Yet, it is somewhat common for this to happen. Mistakes happen. People trip and fall. And, in some situations, you may face lawsuits from this type of injury especially when the individual is hurt significantly. READ MORE >>

When an earthquake occurs, your first reaction should be to obtain safety for you and your family. After the risks are over, you need to start assessing the damage. In some situations, earthquakes cause very little damage and you don’t have to think twice about it. READ MORE >>

Have you thought about making some upgrades to your older home? Of course you would love to have the new look that a remodel can offer, but you may not realize that such a change could also help you save money. In fact, sprucing up your home with a few new upgrades can help you to reduce energy consumption, make your home safer and even help to reduce your home insurance premiums. READ MORE >>

After enduring some colder months, most people are energized and motivated to accomplish some things around the house. Owning a home is a lot of work, but you can avoid unwelcome surprises by keeping up with maintenance tasks. This checklist won't take much time, and it could help you avoid an expensive repair, or even a home insurance claim. READ MORE >>

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>

For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. READ MORE >>

If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits a home or other insured structure, such as a detached garage, standard homeowners insurance policies provide coverage for the damage the tree does to the structure and the contents in it. READ MORE >>

A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. READ MORE >>

Standard homeowners policies generally cover a wide range of potential disasters, from tornadoes and windstorms, to fire and lightning strikes, to winter storm damage caused by weight of ice and snow. Most homeowners policies cover all the disasters listed below. Some policies provide coverage only for the first 10 listed. READ MORE >>

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Personal Insurance We offer many different ways to help you cover your valuables. Check off the coverages you would like to discuss with us. Start >>
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44 Second Street
San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
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