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From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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private school studentIt goes without saying that a private school has a large risk for liability claims, which makes it necessary to purchase a comprehensive insurance policy to protect your school. Accidents happen, parents toss around blame and, unfortunately, schools are too frequently the targets for acts of violence. When shopping for a private school insurance policy, look for the following coverages:
  • General liability: Covers the school in the event that a third party, whether a child, parent or visitor, suffers bodily injury or property damage on school grounds. This can cover settlements and legal fees, even if the allegations are false or frivolous.
  • Additional liability:
    • Sports liability: Covers liability risks, such as injuries, associated with playing sports.
    • Special events liability: Covers liability risks during special events, such as field trips or school mixers.
    • Educators’ liability: Covers liability risks associated with employees, volunteers and the board of directors, such as alleged misstatements or unfair policies.
    • Sexual abuse and molestation liability: Covers liability risks associated with the sexual misconduct of employees.
    • Corporal punishment liability: Covers liability risks associated with allegations of punishment, even if groundless or false.
    • Umbrella liability: Adds another layer of protection on top of policy limits to provide even greater coverage in the event of extremely high expenses.
  • Property: Covers damages to school-owned property, such as buildings, furniture, books, computer equipment, etc. If you rent the building, you’ll still need contents insurance to protect everything inside.
  • Systems breakdown: Covers damages or failure of mechanical, electrical or pressure systems, such as air conditioning, refrigerators, telephones, etc.
  • Key Employee: Covers the costs of finding replacements for key employees who die or become disabled and can no longer work.
  • Student Accident Insurance: Covers the cost of medical expenses following an injury of a student during school hours or scheduled activities.
Protect the future of your school and students’ educations. Call Sweet & Baker Insurance Brokers at (415) 512-2100 for more information on San Francisco private school insurance.
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San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
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