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Personal Insurance

We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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Commercial Insurance

From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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Family at the beachWhen it’s time to take a much-needed vacation, it’s imperative that everything goes as planned. You want to arrive at your destination with your family, partake in everything there is to do and then return home safely. Unfortunately, there are many things that can go wrong with your vacation plans due to many variables at play. One way to reduce your chances of having a horrible vacation is to purchase travel insurance.

What is Travel Insurance?

Much like other types of insurance, travel insurance helps shelter your family if you experience a loss while traveling. So instead of being without clothes once you’ve reached your destination after losing your luggage, you may find that a quick call to your insurance provider can walk you through the process of making a claim, and then receiving a check to purchase new clothes. Fortunately, lost luggage isn’t the only loss that is typically covered by travel insurance. It may also include the following:
  • Medical expenses
  • Flight accidents
  • Canceled flights
Of course, the extent of your coverage depends on your insurance provider. If you pay a little more for your coverage, you’ll find that you get more features and benefits included in your travel insurance.

Coverage for Medical Expenses

One of the main reasons you should purchase travel insurance is to help you cover the cost of medical expenses abroad. Although you may have health insurance, you don’t know whether or not your health insurance provider will cover the costs of medical expenses incurred abroad. By purchasing travel insurance, you eliminate the potential of being denied coverage because of your location; as long as you aren’t violating the terms of your coverage, it’s likely that you will receive help for your medical bills.

Save Money on Flight Cancellations

Another major reason to purchase travel insurance is the protection you get when it comes to flight cancellation. The Federal Aviation Administration estimates that passengers lose nearly $17 billion each year due to canceled flights. If you are like most people, you can’t afford to lose money due to cancellations. Fortunately, you may be covered by your travel insurance in the event of a cancellation.

After thoroughly planning your trip abroad, don’t jeopardize it by traveling without insurance. If you are planning a trip, give us a call and ask about how we can bring you peace of mind on your trip.

We’ve got you covered, where you go. Call Sweet & Baker Insurance Brokers at (415) 512-2100 for more information on San Francisco travel insurance.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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