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We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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Commercial Insurance

From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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Happy employeesOne thing that many employees look for in a job is a company’s ability to offer a strong benefits package. A good employee benefits package can protect the employee and the company.

Benefits help employees maintain their well-being. That way, they are in a position to optimally contribute to their careers and the life of the company.

Most employers have different options to consider when building a benefits package. Of course, employers should offer benefits that don’t financially drain the company. Nonetheless, benefits help employees feel content at work. Good benefits also help a company maintain a low turnover rate.

With the right package, you can help employees stay safe and financially secure. Make sure you consider these options when building a benefits package:

Health Insurance

The law requires many companies to offer some or all of their employees health insurance. These benefits usually cover both standard and critical medical care.

Companies usually enroll all employees on a group wellness plan. Employees usually contribute a small part of their paychecks to help the company pay for the plans. In return the employees receive health coverage. Often, enrolling in a company insurance plan can help an employee lower his or her premium costs.

Dental and Vision Insurance

A standard medical benefits plan usually doesn’t cover routine dental and vision work. However, oral and vision care help employees stay healthy.

Most companies offer these policies to employees along with standard health insurance. Usually, these policies cost much less than a standard medical insurance plan. They usually only mean a small increase to an employee’s monthly premium. If you can afford to offer these policies, then it is usually beneficial to do so.

Financial Savings Plans

Most employees start their careers wanting to save for retirement. Many companies offer employees to begin to invest a small amount of money in a financial savings plan like a 401(K).

These plans reserve a certain amount of the employee’s paycheck for a later date. Most plans also allow employees to invest these reserve funds. Investment, therefore increasing the potential for growths in investment.

Workers’ Compensation

If an employee gets sick or hurt on the job, he or she may need to miss work to recover. Many states require employers to offer incapacitated employees compensation while they recover.

This is workers’ compensation. Workers’ comp insurance can help the company pay the injured employee without surrendering funds.

Life Insurance

Many companies also offer life insurance through their benefits packages. You have a much higher chance of getting approved for a life insurance plan if you enroll through your company's policy.

With the right benefits package, you can offer employees the best incentives to stay safe and healthy at work.

Get in touch with us for a San Francisco insurance quote. We can help you get an employee benefits package that meets your needs. Give us a call at (415) 512-2100 now.

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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