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Personal Insurance

We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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Commercial Insurance

From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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Sweet and Baker Insurance Brokers, Inc. Blog

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Tornadoes, hurricanes and other weather might have a higher chance of happening at certain times of year. Earthquakes, not so much. A quake can strike anywhere, at any time. Here in California, and especially in San Francisco, we know that. We live in one of the most active earthquake zones in the world. READ MORE >>

Let’s say a fire damages your restaurant. Or a major weather event causes the roof to collapse on your office building. Often, the business will have to shut down while making repairs. This is often an inconvenience to both the owner and employees if they cannot work. READ MORE >>

A kind of liability insurance covers employers against claims of poor employment practices. Insurers call this employment practices liability insurance. It's often referred to as EPLI. U.S. companies already spend $2 billion a year on this kind of insurance. READ MORE >>

Product liability is a key type of risk many types of businesses face. And, as a result, all business owners need to take steps to minimize and control this risk. Errors & Omissions insurance is one of the tools available to business owners to defer some risk associated with products. READ MORE >>

Startup business owners and investors may need more advanced liability protection. This may be because running a new business poses higher operating risks. Key among those types is directors and officers (d&o) insurance. D&O insurance provides financial protection to those executives in the upper levels of the company. READ MORE >>

The postal service guarantees service, rain or shine. Many businesses like to do the same. However, there are times that the weather can impact employees’ ability to work under safe conditions. Nonetheless, employers and employees can take safety precautions that make workplaces safer when adverse weather threatens. READ MORE >>

Reporting property damage isn’t easy, especially when a lot of variables exist. Whether you’re facing bad weather, on-site accidents or other negative scenarios, it’s a good idea to take action. Below, we’re covering the best tips for reporting a commercial property insurance claim. READ MORE >>

Most workers in the job market like the promise of a job that offers insurance benefits. Companies that provide their employees with a strong benefits have a tendency to see better production statistics and lower turnover rates. Businesses often have to offer certain types of insurance to their employees, but beyond that employers still have a lot of choice. READ MORE >>

Opening a business likely means investing in a commercial property. The property may include buildings, storage areas, and other structures that help you operate. Once you take possession of this property, you have a responsibility to keep it safe. Proper safety includes obtaining the correct property insurance. READ MORE >>

If an earthquake strikes your area, the effects can be widespread and unpredictable. Earthquakes rarely strike with reliable notice. Therefore, those who live in earthquake-prone areas might face losses to their property. Insurance coverage may come in handy when an earthquake threatens. READ MORE >>

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Personal Insurance We offer many different ways to help you cover your valuables. Check off the coverages you would like to discuss with us. Start >>
Commercial Insurance Each business is unique and requires a unique policy. Check off the coverages you would like to discuss with us. Start >>
Health & Life Insurance Be prepared for the road ahead. Let us know what services you are interested in learning more about by filling out this checklist. Start >>
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